In this video, she discusses the three demographic streams that downsizing addresses: those in their 30's and 40's who have Boomer parents; Boomers who are 55 to 71 years; and Boomers who have Senior parents in their 80's and 90's.
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There are three important questions to ask your mortgage lender before you sign any of their documents: Do you have a variety of loan programs to fit my cash flow and expected length of ownership needs?
Lenders approve mortgages based on their impression of your ability and INTENT to pay it back. To figure this out, they look at 5 things: creditworthiness, income, job longevity, job stability, and future income prospects.
There are several tips when buying a home: know how much you can afford by obtaining a full approval for a mortgage, work with a real estate professional, have a home inspection and do not incur bad credit.